SmarterLifestyles

Being financially secure in retirement just doesn’t happen magically. It takes lots of planning, time and savings. Some scary facts about retirement: More than 50% of persons do not have enough finances for retirement. 25% do not participate in their company’s retirement plan. The average person spends 20 years in retirement. Here are some tips […]

Read the full story

A few big moves stand out in Barack Obama’s Presidency. The $800 billion stimulus plan passed in 2009 The $5 trillion in debt accumulation—the most of any President in history The passage of Obamacare… the assassination of Osama Bin Laden… and huge tax increases But Porter Stansberry – one of the most widely-read financial journalists […]

Read the full story

By Dr. David Eifrig, Editor, Retirement Millionaire Almost every day, we’re bombarded with the same advice… Buy gold. Buy silver. They’re cheap right now. And every smart investor needs some precious metals in his portfolio as a disaster hedge. What you rarely hear about is the simplest, easiest, and lowest-cost way to own silver… And […]

Read the full story

Paying off your monthly debt in the smallest increments possible may seem like a comforting way to stay ahead of the game financially, but that assumption couldn’t be farther from the truth. Getting trapped into the cycle of making nothing more than minimum monthly payments on bills and credit cards will end up perpetuating debts […]

Read the full story

As Washington continues to spend billions bailing out banks and corporations, little is being done to help consumers drowning in credit card debt. Even the credit card bill of rights, recently passed by Congress, will do little to help consumers already being pressed to the brink. With the number of credit card defaults spiraling out […]

Read the full story

Monthly debt has become an epidemic in this country, and many people who have contracted the “disease” go about treating it the wrong way—by paying off their credit cards in the minimum possible increments. Paying just the minimum amount their credit card company requires each month only leaves the card-users further in debt, and slowly […]

Read the full story

Good times come and go. But if you can budget wisely – you can improve your life style without spending more.  It’s not hard to eliminate non-essentials like ‘fun food.’   And the advent of wide-screen T.V’s and availability of DVDs means its fun to stay home instead of splurging on expensive nights out. But how […]

Read the full story

What does it take to make money with penny stocks?  You don’t need a lot of money. But you do need good information.  If you want to find the next Microsoft, you need a trusted and reliable way to stay informed about which companies look like winners.  The key to investing success is to make […]

Read the full story

Whoever said money can’t buy happiness clearly never looked into penny stocks. Let’s face it; no matter how successful we are, no matter how great we feel, we can all use a strong, effective, time-tested way to multiply our money in order to reach our goals. If that sounds like something you would enjoy, penny […]

Read the full story

Charitable donations make you feel good. And when tax return time rolls around, you’ll appreciate the write-off.  Aside from the tax advantages, giving might really be good for the soul.  In fact, most all spiritual traditions advise charitable giving, or tithing: Hindu’s believe that when you feed the poor it helps to offset ‘bad karma.’  […]

Read the full story